Format: Article

  • Wise Giving Wednesday:  Number of Breast Cancer Organizations

    Wise Giving Wednesday: Number of Breast Cancer Organizations

    The National Cancer Institute of the U.S. Department of Health and Human Services estimates there will be 252,710 new cases of breast cancer in 2017 in the United States and that there were 3,327,552 women living with breast cancer in 2014. Clearly this devastating disease is a national concern that impacts a significant portion of the population. In view of these statistics, it is not surprising to learn that there are over 1,200 nonprofit organizations tax-exempt as charities in the U.S. with the words “breast cancer” as part of their name.  And, if you also consider, that many other cancer-focused charities address some aspect of this illness, the number of potential choices for those wishing to support breast cancer organizations during the month of October – Breast Cancer Awareness of Month  − could double that total. 

    So, what’s a donor to do?  How can one make an informed choice about breast cancer charities among so many possible choices?  Well, it is highly unlikely that anyone will be solicited by all of these groups. For most of us, we generally consider just those charities that ask us for support. In that more limited universe, there are some basic steps one can take to help ensure that a donation is going to a trusted group. 

    Don’t be confused by name similarity.  As noted above, many organizations have “breast cancer” as part of their name, so that fact alone does not reveal an intent to deceive. It just reflects the common practice of charities specifying their purpose in their titles. But you still need to be careful since the organization soliciting you may not necessarily be the one that you have in mind. 

    Read the appeal carefully. The appeal you receive from a breast-cancer charity should clearly describe the nature of the activities you are being asked to support. Be wary of solicitations that seek to strike an emotional cord without identifying the charity’s main program services. 

    What’s more important: research, treatment, or education? A breast-cancer charity may focus on one, all three, or other activities addressing breast cancer. It is a matter of personal choice as to which you might consider to be the most important to fund at this time.  There is no right or wrong on this decision. Just be sure you are aware of what activities your generosity will address. 

    Verify the organization’s trustworthiness. One way of verifying the trustworthiness of a breast-cancer organization is to visit Give.org to find out if the charity meets the 20 BBB Standards for Charity Accountability


    Video of the Week 

    As part of our Building Trust Video series, we are pleased to provide a video that features Mary Vivo, Executive Director, Hope Lives! The Lydia Dody Breast Cancer Support Center (a BBB Accredited Charity) which was evaluated by the Better Business Bureau serving Fort Collins, Colorado. This local organization supports women currently in breast cancer treatment who reside in Northern Colorado or are receiving cancer treatment in Northern Colorado.  The program is designed to manage the emotional and physical side effects throughout treatment at no cost to clients.


    Highlighted Reports 

    Continuing the theme of Breast Cancer Awareness Month, the following is a list of Accredited nationally soliciting charities whose primary focus is breast cancer. 

    Finally, remember to let us know by going to https://www.give.org/ask-us-about-a-charity1/ if you are  interested in seeing a report on a charity not on the list and we will do our best to produce one.   

    H. Art Taylor, President & CEO
    BBB Wise Giving Alliance

  • Wise Giving Wednesday:  One Love Manchester and Charity Concerts

    Wise Giving Wednesday: One Love Manchester and Charity Concerts

    Ariana Grande’s benefit concert on June 4th, One Love Manchester, helped raise over $3 million for the British Red Cross to benefit the victims of the terrorist bombing at the Manchester Arena in England. This concert received worldwide attention and featured a variety of famous performers including Katy Perry, Miley Cyrus, Black Eyed Peas, Pharrell, Coldplay and others. The event also demonstrates how quickly people of concern can come together to help those in need. 

    We are also reminded that not all charity concerts are conducted in response to major tragedies. During the spring, summer and extending into early fall, some cities and towns draw crowds for other music festivals to benefit charity. They have become quite commonplace not only to raise funds for specified charities but to also increase awareness of causes. But before you go online to purchase concert tickets for an upcoming charity event, we offer the following advice to keep in mind: 

    • Find out about the benefiting charity. While some concerts will help well-recognized organizations, others may assist groups that are less familiar to you. Visit the charity’s website to learn more about the programs and activities funds will support. 
    • Be alert to ticket scalpers. If inflated ticket prices are being charged, don’t assume that will result in more money going to the charity. Scalpers recognize that some purchasers will not question the price if the event is organized for charity. 
    • Merchandise sales may not help. You can’t assume, however, that all t-shirts and other items sold at a charity concert will benefit the named organization unless they are authorized to do so and specify that connection. 
    • Even if you are not able to attend, there may be other opportunities to help the featured organization(s) by either making online donations via their websites or participating in text-to-give campaigns that may take place during the concert. 

    As part of our Building Trust Video series, we are pleased to provide a video of Elena Davis, Founder of I Am Waters Foundation (a BBB Accredited Charity) I Am Waters works to provide access to clean drinking water to the homeless population.


    We are always working with charities to publish or update reports for donors. Visit  Give.org or local BBBs to check out any charity before giving. Our recently evaluated charities include:

    Finally, remember to let us know by going to  https://www.give.org/ask-us-about-a-charity1/ if you are interested in seeing a report on a charity not on the list and we will do our best to produce one.   

    H. Art Taylor, President & CEO
    BBB Wise Giving Alliance

  • Wise Giving Wednesday: Charities and the Weather

    Wise Giving Wednesday: Charities and the Weather

    “The sun did not shine. It was too wet to play. So we sat in the house all that cold, cold, wet day.”  From The Cat in the Hat by Dr. Seuss.

    As the Washington DC metropolitan area, and many other parts of the U.S. and Canada, experience bitterly cold weather, we are reminded of how fortunate we are to have a place to call home and to be able to spend time with our loved ones. When you think about it, the weather also has a dramatic effect on philanthropy. It brings attention to the homeless and other needy individuals who seek shelter from the ravages of winter but also have other unmet needs. In turn, the various relief efforts that take place in the wake of hurricanes, tornadoes, floods and other natural disasters remind us of the vital role that charities provide and the immeasurable value a helping and comforting hand can mean to those who have lost so much.

    In its own way, philanthropy helps us “weather the storm” and get through serious problems that would be difficult to face alone. We shouldn’t have to wait, however, for bad weather and natural disasters to motivate us to contribute to charities, but these events prompt us to action. Another factor could be the reminder that we are all vulnerable and given changed circumstances, many of us can see ourselves facing the cold winds.

    There are other important lessons in this consideration on weather and charities. Specifically, you don’t have to wait until you receive the “ask” from the charity after the storm appears. If you have a cause that concerns you, take the time to find charities, at your own initiative, that you believe best addresses those issues and remember to visit Give.org to verify if each of the charities you support meets the BBB Standards for Charity Accountability.

    So, as you consider your charitable choices, whether or not the sun is shining, whether or not it is too wet to play, you can make a difference, even today.


    Video of the Week

    As part of our Building Trust Video Series, we are pleased to provide a video featuring Brian Brewer, Director of Marketing and Communications, of the Cancer Research Institute (a BBB Accredited Charity) which funds research at academic centers around the world through fellowships, grants, and clinical trials focused on increasing the understanding of the immune system and with the goal of developing immunological methods for the prevention and treatment of cancer. CRI also provides information to the public about cancer immunotherapy and connects patients to immunotherapy clinical trials.


    Recent Reports

    We are always working with charities to publish or update reports for donors. Visit Give.org or local BBBs to check out any charity before giving. Our recently evaluated charities include:

    Finally, remember to let us know by going to www.give.org/charity-inquiry if you are  interested in seeing a report on a charity not on the list and we will do our best to produce one.

    H. Art Taylor, President & CEO
    BBB Wise Giving Alliance

  • Wise Giving Wednesday: Last Minute Donation Decisions

    Wise Giving Wednesday: Last Minute Donation Decisions

    As the holidays approach and the year draws to a close, many donors will be making their end of year donation decisions. To help contributors avoid disappointment and/or potential problems, BBB Wise Giving Alliance offers the following advice.

    There’s Always Time to Verify.  With a few clicks on the Give.org website, you can verify if your selected charities are BBB Accredited (i.e., if they meet the 20 BBB Standards for Charity Accountability). Don’t succumb to pressure to donate before making this simple step to help ensure that your generosity goes to trustworthy organizations.

    Donating Your Car. Whether it’s a radio public service announcement, online promotion, newspaper ad or other medium promoting the option of donating your care to charity, don’t assume the referenced charity is the only group that would welcome your car donation. Many charities would welcome such a gift. No matter which charity you choose, make sure you do several things (a) review the IRS booklet about donating your car to make sure you are taking the appropriate steps to get a proper and accurate deduction, (b) find out how the charity will benefit from the care donation – in some cases they may only receive a small amount of the auction price when the car is resold, (c) don’t assume what the charity does based on its name alone, go to their website and read about their program services, and (d) change the title of the car before it leaves your property to avoid being liable if the car is later involved in an accident or illegally parked after you make the donation, and (e) visit Give.org to verify if the charity is BBB Accredited.

    Donating clothing. If you decide to donate a warm coat or other clothing items to a charity this season, make sure the item is in good used condition (i.e., discard the torn sweaters) as most charities won’t accept heavily damaged goods. In some cases, coat drives may even require that the coats be new. Make sure you know how the charity will use the donation, visit their website for details. If you simply drop the clothing in a collection bin without checking further, you might end up not contributing to a charity at all or perhaps one that receives very little of the value of what’s collected. For information on getting a tax deduction for such gifts, visit IRS Publication 561.

    Donating food. Food banks will welcome your donations of non-perishable food, so consider that option as well. Some communities have experienced shortfalls in giving at food banks and would greatly value your generosity this time of year. If your short of cash, this could be a great way to help families in need.

    Donating toys. Check with the charity first, as some of the more organized toy collection drives may have already closed out their toy collection drives for the holidays and are now focused on distribution. But it is possible that some are still welcoming toy donations even now, so give them a call before dropping off your contribution. (And, don’t forget to attach batteries if the toy requires them.)

    Donating time. Some charities need volunteers to help carry out their holiday plans whether it is delivering meals to needy individuals, sorting through in-kind donations or helping them in their outreach activities. So consider donating your time, if that is an option.


    Video of the Week

    As part of the building trust video series, we are pleased to provide a video featuring Kari Rosbeck, President and CEO, Tuberous Sclerosis Alliance (also known as the National Tuberous Sclerosis Association.) This is a BBB Accredited Charity that supports research into the diagnosis, cause, management, and cure of tuberous sclerosis complex (TSC). The organization also provides individuals with TSC and their families with direct access to information, resources, and specialists experienced in the diagnosis, treatment and management of TSC.


    Recent Reports

    We are always working with charities to publish or update reports for donors. Visit Give.org or local BBBs to check out any charity before giving. Our recently evaluated charities include:

    Finally, remember to let us know by going to www.give.org/charity-inquiry if you are  interested in seeing a report on a charity not on the list and we will do our best to produce one.

    H. Art Taylor, President and CEO
    BBB Wise Giving Alliance

     

  • Wise Giving Wednesday: Funding Infrastructure Organizations

    Wise Giving Wednesday: Funding Infrastructure Organizations

    Last week, I joined 21 other organizational leaders in signing a letter that was sent to 1400 foundations. You may be aware of it. The aim of the letter was simple: we want foundations to invest 1% of their grant budgets in organizations that work to improve the performance of the non-profit sector. These organizations in part make up what is commonly referred to as the non-profit infrastructure. 

    They support effective management, collection of data, measure performance, educate boards, enable efficient and professional fundraising, and in our case, educate charities and donors about what is required for trustworthiness. These organizations are vital to the success of non-profit work but are often neglected by funders when it comes to supporting their financial needs. Funders make an assumption that this work will somehow continue at a high level without their support. 

    The sector needs more foundations to fund non-profit infrastructure. The challenge is that many foundations have set up funding guidelines that preclude them from supporting infrastructure organizations. We hope that where this is the case, that foundation executives and board members will consider amending those guidelines to enable them to support the important services non-profit infrastructure organizations deliver. 

    If you are a charity and have a chance to speak with a foundation leader, mention the letter to them and ask them to consider setting aside funds for infrastructure. If you are a grant maker, I hope this will stimulate a dialogue in your foundation that leads to greater support for these organizations. 


    On a separate note, as part of our Building Trust Video Series we are pleased to provide a video featuring Scott Jackson, President & CEO of Global Impact (a BBB Accredited Charity) which works with approximately 450 public and private sector workplace giving campaigns to generate funding for more than 120 international charities. Global Impact also serves as administrator for the Combined Federal Campaign-Overseas 


    We are always working with charities to publish or update reports for donors. Visit Give.org or local BBBs to check out any charity before giving. Our recently evaluated charities include: 

    Finally, remember to let us know by going to https://www.give.org/ask-us-about-a-charity1/ if you are  interested in seeing a report on a charity not on the list and we will do our best to produce one.  

    H. Art Taylor, President & CEO
    BBB Wise Giving Alliance

  • Wise Giving Wednesday:  Philanthropic Freedom

    Wise Giving Wednesday: Philanthropic Freedom

    As we return from the July 4 th holiday weekend of celebrations of USA’s birthday, I am reminded not only of the freedoms all of us cherish but also of the wide diversity and liberty experienced by charitable organizations. The recognition of the unique inclination of Americans to create various associations and organizations was recognized about 185 years ago during a nine-month visit by a French civil servant, Alexis de Tocquevelle, who later published a book about this experience, Democracy in America which states that, “In the United States, as soon as several inhabitants have taken an opinion or idea they wish to promote in society, they seek each other out and unite together once they have made contact. From that moment, they are no longer isolated but have become a power seen from afar whose activities serve as an example and whose words are heeded.” 

    I suspect that even de Tocqueville would be astonished that in 2016 there were 1,237,094 organizations tax-exempt as charities under section 501(c)(3) of the Internal Revenue Code (Source: 2016 IRS Data Book.)  And that total does not include all of the 350,000 houses of worship that are not required to apply for this tax-exempt status. No other country comes close to this volume of organizations.  But in fairness, that statistic also reflects the broad definition of charity as described in section 501(c)(3) and that fact that the vast majority of these organizations are very small. Only about 350,000 of the 501(c)(3) groups file either the IRS Form 990 or IRS Form 990-EZ. Charities (except houses of worship) with revenue $50,000 or more must complete one of these 990 forms. 

    With this philanthropic freedom also comes the recognition of responsibility. In addition to sharing the same tax-exempt status, charities also share a recognition of the importance of transparency and trust. In part, the BBB Standards for Charity Accountability seek to help charities identify the minimum threshold behaviors (addressing governance, results reporting, finances and appeals) that donors expect them to follow.    


    As part of our Building Trust Video series, we are pleased to provide a video that features Kevin Washington, President and CEO of the YMCA of the USA (a BBB Accredited Charity), the national office that assists local YMCAs in delivering and strengthening programs that engage people of all ages in improving their health and well-being through initiatives that include youth development, healthy living and social responsibility. 


    We are always working with charities to publish or update reports for donors. Visit  Give.org or local BBBs to check out any charity before giving. Our recently evaluated charities include:

    Finally, remember to let us know by going to  https://www.give.org/ask-us-about-a-charity1/ if you are interested in seeing a report on a charity not on the list and we will do our best to produce one.   

    H. Art Taylor, President & CEO
    BBB Wise Giving Alliance

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  • Wise Giving Wednesday: Helping Victims of the Tornadoes in Alabama

    Wise Giving Wednesday: Helping Victims of the Tornadoes in Alabama

    Destructive storms never cease to amaze and alarm us – the ability to flatten a house to rubble in minutes is still hard to believe each time we hear of it. The tornadoes that hit southern Alabama and parts of Florida, Georgia and South Carolina this week inflicted severe damage in their path. The most devastating Alabama areas impacted, in Lee County, Smith’s Station and Beauregard, resulted in a reported 23 deaths. As disaster relief organizations begin to solicit and other charities seek to help, BBB Wise Giving Alliance encourages donors to review our Disaster Relief Donation Tips page and also keep the following basic points in mind.

    1.   Donate to experienced relief organizations. These groups are the best bet to help provide quick and effective assistance to those impacted by the storm. Be cautious about newly established groups and/or those that are vague about what type of help they intend to provide. While local charities can also play an important role, make sure they have plans in place to be able to follow through on their good intentions.

    2.   Crowdfunding cautions. After every natural disaster, we quickly see postings for help on crowdfunding sites. If you decide to contribute via crowdfunding, it is safest to give to individuals who you personally know that have posted requests for assistance. While there are places such as Give.org that help vet charities, it is difficult to vet individuals. And remember to check the terms and conditions of the platform to learn how your donation will be affected.

    3.   Seek out BBB Accredited Charities. To help verify charity trustworthiness, visit Give.org to access reports that indicate if the relief organization meets the 20 BBB Standards for Charity Accountability.

    By coincidence, the American Red Cross reports that March is Red Cross Month. This recognition in March started with Franklin D. Roosevelt in 1943 and has been repeated by each U.S. President since then to help bring attention to the volunteering opportunities, blood donations, emergency shelter and other activities carried out by the Red Cross each year. The Red Cross has also announced its activities to assist areas impacted by these tornadoes.

    BBB Accredited Charities are welcoming donations to help the areas impacted by these tornadoes including the American Red Cross, Salvation Army and the United Way of Central Alabama.


    Video of the Week

    As part of our Building Trust Video Series, we are pleased to provide a video featuring Gail McGovern, President and CEO, American Red Cross. This video was produced in conjunction with her article, “Saving Lives Through Partnership,” to help further discuss the concept of a structured but adaptable collaboration model in carrying out its work.


    Recent Reports

    We are always working with charities to publish or update reports for donors. Visit Give.org or local BBBs to check out any charity before giving. Our recently evaluated charities include:

    Finally, remember to let us know by going to www.give.org/charity-inquiry if you are  interested in seeing a report on a charity not on the list and we will do our best to produce one.

    H. Art Taylor, President & CEO
    BBB Wise Giving Alliance

  • Wise Giving Wednesday: Donate With Honor – Veterans Charity Misspends Funds and Is Permanently Closed

    Wise Giving Wednesday: Donate With Honor – Veterans Charity Misspends Funds and Is Permanently Closed

    In our continuing Wise Giving Wednesday series about the “Donate With Honor” press conference held at the Washington DC office of the Federal Trade Commission (FTC) along with state Attorneys General and state charity regulators, we take a closer look at another one of the referenced veterans charities that was the subject of government action: National Vietnam Veterans Foundation. This organization was accused of mismanagement and misspending funds.

    National Vietnam Veterans Foundation (which also solicited under the name American Veteran Support Foundation) was a charity formed in Washington DC in 1992.  The organization operated primarily out of the Alexandria, Virginia home of its president and founder who also served as the chair of the charity’s three-member Board of Directors. In 2014, this organization raised $8,657,816 from nationwide campaigns using telemarketing and direct mail. Professional fundraising companies received $7,736,171 or 89% of the total amount received. The New York Attorney General’s office found that the amount that was left over for the Foundation was used inappropriately. For example, the president allegedly used funds for personal use such as expensive food and drink at top restaurants, visits to night clubs, parking for two private automobiles in downtown Washington, DC, foreign travel, home security services, and expense reimbursements for fictitious meetings.

    In November 2016, then New York Attorney General Eric T. Schneiderman took action against the National Vietnam Veterans Foundation that resulted in the organization being permanently closed.  As part of the settlement, the former president paid $100,000 to the Attorney General, most of which was to be re-directed to charities actually helping veterans.  He also repaid his severance pay received from NVVF; will cooperate with ongoing investigations into others associated with NVVF and its fundraisers; and will also be subject to a permanent nationwide ban on access to charitable assets or decision-making.

    Prior to the November 2016 state action, BBB WGA issued a report on National Vietnam Veterans Foundation which indicated that the organization was sent repeated written requests but did not disclose any of the requested information.

    There are steps donors can take to avoid being taken by misleading appeals. One is to verify if the charity meets the 20 BBB Standards for Charity Accountability. See this link to a previous blog for a list of 26 veterans and military service charities that meet these standards.


    Video of the Week

    To give further insight into these veterans organization issues, this week’s video features an interview with Yael Fuchs, Co-Chief, Enforcement Section, Charities Bureau, New York State Office of the Attorney General.  She discusses New York’s actions against National Vietnam Veterans Foundation and one other entity and how her office seeks to protect New York donors from deceptive appeals.


    Recent Reports

    We are always working with charities to publish or update reports for donors. Visit Give.org or local BBBs to check out any charity before giving. Our recently evaluated charities include:

    Finally, remember to let us know by going to give.org/charity-inquiry if you are  interested in seeing a report on a charity not on the list and we will do our best to produce one.  

    H. Art Taylor, President & CEO
    BBB Wise Giving Alliance

  • Wise Giving Wednesday: Wounded Warrior Project

    Wise Giving Wednesday: Wounded Warrior Project

    Each year, some of the nationally soliciting charities on which we report, face public allegations. These can range anywhere from questions about the accuracy of financial references in their communications to concerns about how the charity carries out its work.  Although these allegations rarely rise to the level of warranting government agency investigations, the public often assumes wrongdoing has taken place unless shown otherwise.  The court of public opinion can be quick to judge without knowing all the relevant facts. 

    In view of the volume of public inquiries we are receiving about Wounded Warrior Project and the continuing media spotlight placed on this organization, we thought this would be a good opportunity to share with donors how we address these types of concerns. 

    Once a media story that raises concerns is published about a charity, we correspond directly with the charity to get additional insight in order to make our own determination. This is done by having the charity answer a series of questions and provide other documentation relevant to the  allegations that affect the issues addressed in the 20 BBB Standards for Charity Accountability . This enables our conclusions to remain objective and helpful for our report users.   

    After the stories appeared about Wounded Warrior Project, we initiated that work.  No changes were made to our report on WWP at that time other than a notice that we were contacting the charity for additional information about the recent public allegations that had been made so that we could determine whether the charity continued to meet the BBB Charity Standards. 

    Last Wednesday, WWP sent us a detailed response to our questions which we are currently reviewing.  On Thursday, we learned that WWP’s board of directors received a report on an examination conducted by an outside forensic accounting service and a law firm, and that WWP’s CEO and COO had left the organization. Naturally, this new information, based on actions taken directly by the charity’s board, required us to entirely reopen our evaluation of WWP and suspend the organization’s use of the Charity Seal.  

    Again, we are making no assumptions based on the public allegations and will continue to correspond with WWP to reach our own conclusions.  Our goal is to make a fair and correct analysis based on facts rather than a quick judgment based on third party sources.  Although this takes more time, we are confident that this procedure will help both donors and charities in verifying and addressing accountability issues. 


    On a separate note, as part of our Building Trust Video Series, we are pleased to provide the following video that features Chuck Scofield, Chief Development Officer of  Share Our Strength (a BBB Accredited Charity).  Among other things, Share Our Strength carries out a No Kid Hungry campaign that seeks to engage the public to make ending child hunger a national priority.

     


    We are always working with charities to publish or update reports for donors. Visit Give.org or local BBBs to check out any charity before giving. Our recently evaluated charities include:  

    Finally, remember to let us know by going to https://www.give.org/ask-us-about-a-charity1/ if you are  interested in seeing a report on a charity not on the list and we will do our best to produce one.  

    H. Art Taylor, President & CEO
    BBB Wise Giving Alliance

  • Wise Giving Wednesday: International Charity Accountability

    Wise Giving Wednesday: International Charity Accountability

    This past week I was in Oslo, Norway participating in the Annual Meeting of the International Association of Fundraising Organizations (ICFO) which is an international association of 17 national charity monitoring organizations. Their members are standards-based charity reporting organizations that report on charities in other countries as we do in the United States. Last year, BBB Wise Giving Alliance was honored to host their annual gathering. This year the charity review organization in Norway (Stiftelsen Innsamlingskontrollen) held the proceedings.  

    At this meeting, there was an initial discussion about revising the existing international standards for ICFO members. As an example, one possible revision identified five common broad areas that ICFO members should continue to address in the charity standards used in their respective countries. Much more deliberations and discussions will take place on this issue.  

    1. Governance – The charity has an independent and active governing body.
    2. Public Benefit – The charity’s activities are directed at fulfilling its mission.
    3. Financials – The charity has financial information that is complete, accurate and provides detail for donors about the use of its resources.
    4. Fundraising – Fundraising practices are ethical, truthful, accurate and not misleading and that fundraising costs are reasonable percentage of funds raised.
    5. Public information – The charity makes information about its activities and results freely available to the public 

    In turn, our own Meals on Wheels America (a BBB Accredited Charity) which supports more than 5,000 community-based senior nutrition programs across the country that are dedicated to addressing senior hunger and isolation. 


    We are always working with charities to publish or update reports for donors. Visit Give.org or local BBBs to check out any charity before giving. Our recently evaluated charities include: 

    Finally, remember to let us know by going to https://www.give.org/ask-us-about-a-charity1/ if you are  interested in seeing a report on a charity not on the list and we will do our best to produce one.  

    H. Art Taylor, President & CEO
    BBB Wise Giving Alliance