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CHARITY REVIEW
Issued: August 2025 Expires: August 2027

Five Talents USA

Accredited Charity
Accredited Charity

Meets Standards
((70) 227-7166
Post Office Box 331
Vienna, VA, 22183
https://fivetalents.org/
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Standards For Charity Accountability

Governance

  1. Board Oversight
  2. Board Size
  3. Board Meetings
  4. Board Compensation
  5. Conflict of Interest

Measuring Effectiveness

  1. Effectiveness Policy
  2. Effectiveness Report

Finances

  1. Program Expenses
  2. Fundraising Expenses
  3. Accumulating Funds
  4. Audit Report
  5. Detailed Expense Breakdown
  6. Accurate Expense Reporting
  7. Budget Plan

Fundraising & Info

  1. Truthful Materials
  2. Annual Report
  3. Website Disclosures
  4. Donor Privacy
  5. Cause Marketing Disclosures
  6. Complaints

Five Talents USA meets the 20 Standards for Charity Accountability.

Stated Purpose:
"to train women and men to find sustainable paths out of extreme poverty through entrepreneurship."

Year, State Incorporated:
1999, VA

Five Talents USA (FTUSA) seeks to eradicate extreme poverty by restoring human dignity and creating strong, sustainable communities. The organization works with local church partners using a model that helps families and communities learn to budget, save, invest, develop, and grow small businesses. FTUSA reports working in some of the most vulnerable and marginalized areas of the world in Africa, Asia, and South America, developing savings groups and community banks, and providing literacy, numeracy, and business skills training. The organization ministers in areas affected by conflict, aiming to empower individuals with economic hope, trauma-healing, and peace building skills. A core feature of FTUSA's model is working in partnership with the local church, so that each program is contextualized to the challenges, needs, and strengths of a particular community for sustainable development.

For the year ended December 31, 2024, Five Talents USA's program expenses were:

Program services $1,141,568
Total Program Expenses $1,141,568

Chief Executive
Elizabeth Ha, Chief Executive Officer

Compensation*
$123,600

Chair of the Board
Kimberly Pacala

Chair's Profession / Business Affiliation
Fund Development Specialist (retired)

Board Size
13

Paid Staff Size
8

*2024 compensation includes annual salary and, if applicable, benefit plans, expense accounts, and other allowances.

Method(s) Used:
Direct mail appeals, Grant proposals, Internet, Direct mail appeals, Planned giving arrangements, Print advertisements (newspapers, magazines, etc.), Radio

Fundraising costs were 13% of related contributions. (Related contributions, which totaled $1,826,984, are donations received as a result of fundraising activities.)

This organization is tax-exempt under section 501(c)(3) of the Internal Revenue Code. It is eligible to receive contributions deductible as charitable donations for federal income tax purposes.

The following information is based on Five Talents USA's audited financial statements for the year ended December 31, 2024.

Source of Funds
Contributions $1,780,927
Special event, net $38,183
Investment income, net $13,410
In-kind contributions $7,874
Other income $425
Total Income $1,840,819

Programs: 73% Fundraising: 16% Administrative: 11%

Total Income $1,840,819
Total expenses: $1,560,194
  Program expenses $1,141,568
  Fundraising expenses $246,432
  Administrative expenses $172,194
  Other expenses $0
Income in Excess of Expenses $280,625
Beginning Net Assets $824,888
Other Changes In Net Assets $0
Ending Net Assets $1,105,513
Total Liabilities $29,146
Total Assets $1,134,659

Note: According to FTUSA's 2024 audited financial statements, the organization received in-kind contributions totaling $7,874 in the form of legal services ($7,224) and goods ($650).

An organization may change its practices at any time without notice. A copy of this report has been shared with the organization prior to publication. It is not intended to recommend or deprecate, and is furnished solely to assist you in exercising your own judgment. If the report is about a charity and states the charity meets or does not meet the Standards for Charity Accountability, it reflects the results of an evaluation of information and materials provided voluntarily by the charity. The name Better Business Bureau is a registered service mark of the International Association of Better Business Bureaus.

This report is not to be used for fundraising or promotional purposes.

RELATED CONTENT

Report completed by:
BBB Wise Giving Alliance