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CHARITY REVIEW
Issued: June 2025 Expires: June 2027

YMCA and JCC of Greater Toledo

Standards Not Met
Standards Not Met
6 14 16
(419) 729-8135
6465 West Sylvania Avenue
Sylvania, OH, 43560
https://ymcatoledo.org/
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Standards For Charity Accountability

Governance

  1. Board Oversight
  2. Board Size
  3. Board Meetings
  4. Board Compensation
  5. Conflict of Interest

Measuring Effectiveness

  1. Effectiveness Policy
  2. Effectiveness Report

Finances

  1. Program Expenses
  2. Fundraising Expenses
  3. Accumulating Funds
  4. Audit Report
  5. Detailed Expense Breakdown
  6. Accurate Expense Reporting
  7. Budget Plan

Fundraising & Info

  1. Truthful Materials
  2. Annual Report
  3. Website Disclosures
  4. Donor Privacy
  5. Cause Marketing Disclosures
  6. Complaints

YMCA and JCC of Greater Toledo does not meet the following 3 Standards for Charity Accountability:

Standard 6 (Board Policy on Effectiveness)
Have a board policy of assessing, no less than every two years, the organization's performance and effectiveness and of determining future actions required to achieve its mission.

YMCA Toledo does not meet this Standard because:

  • The organization's effectiveness assessment policy does not specify that this assessment will take place at least once every two years.

Standard 14 (Budget)
Have a board-approved annual budget for its current fiscal year, outlining projected expenses for major program activities, fund raising, and administration.

YMCA Toledo does not meet this Standard because, when the organization provided 2024 budget information, it indicated that the budget:

  • Did not identify total projected program service expenses and did not break these expenses down by major program category (camping, childcare, at-risk youth and disadvantaged families, membership and program services).
  • Did not identify total projected fundraising expenses.
  • Did not identify total projected administrative expenses.

Standard 16 (Annual Report)
Have an annual report available to all, on request, that includes: (a) the organization's mission statement, (b) a summary of the past year's program service accomplishments, (c) a roster of the officers and members of the board of directors, (d) financial information that includes (i) total income in the past fiscal year, (ii) expenses in the same program, fund raising and administrative categories as in the financial statements, and (iii) ending net assets.

YMCA Toledo does not meet this Standard because the 2023 annual report did not include:

  • A 2023 financial summary matching the organization's audited financial statements.

The BBB Wise Giving Alliance requested but did not receive complete information from the organization and is unable to verify the organization's compliance with the following Standard(s) for Charity Accountability: 13

YMCA and JCC of Greater Toledo meets the remaining 16 Standards for Charity Accountability.

Stated Purpose:
"to put Christian principles into practice through programs that build healthy spirit, mind, and body for all."

Year, State Incorporated:
1865, OH

Also Known As:
Young Men's Christian Association of Greater Toledo

YMCA and JCC of Greater Toledo (YMCA Toledo) reports that it promotes healthy living and social responsibility for men, women, and children. The organization operates 10 area membership branches, a resident outdoor camp, a gymnastic center, and 21 childcare locations across Greater Toledo and Michigan. YMCA Toledo's Smart Start program offers evidence-based healthy living programs focused on weight management, diabetes, blood pressure and heart health, tobacco cessation, and cognitive and neural health. The organization's Early Childhood Education program provides infant and toddler care and preschool age children with literacy support and cognitive development. The organization's School-Age Enrichment programs offer before- and after-school programs for children ages 5-12, promoting social skills, academic support, and self-management. In 2023, YMCA Toledo reported that it had 2,800 participants in its Smart Start program.

For the year ended December 31, 2023, YMCA and JCC of Greater Toledo's program expenses were:

Membership and program services $13,680,747
Childcare $5,204,639
Camping $3,570,036
At-risk youth and disadvantaged families $793,139
Total Program Expenses $23,248,561

Chief Executive
Brad Toft, Executive Director and Chief Executive Officer

Compensation*
$313,011

Chair of the Board
Lisa Hawker

Chair's Profession / Business Affiliation
Chief Growth Officer, Hylant

Board Size
31

Paid Staff Size
1302

*2023 compensation includes annual salary and, if applicable, benefit plans, expense accounts, and other allowances.

Method(s) Used:
Direct mail appeals, Grant proposals, Internet, Direct mail appeals, Membership appeals, Planned giving arrangements, Telephone appeals

Fundraising costs were 5% of related contributions. (Related contributions, which totaled $6,494,327, are donations received as a result of fundraising activities.)

This organization is tax-exempt under section 501(c)(3) of the Internal Revenue Code. It is eligible to receive contributions deductible as charitable donations for federal income tax purposes.

The following information is based on YMCA and JCC of Greater Toledo's audited financial statements for the year ended December 31, 2023.

Source of Funds
Membership dues $9,287,432
Service fees $8,632,372
Other contracts and grants $6,137,753
Contributions $5,838,844
Net realized and unrealized gain on investments $1,121,989
Lease income $629,678
Federal grants $461,332
Interest and dividends $292,604
United Way of Greater Toledo allocation $194,151
Sales $63,874
Sundry expense $-112,496
Net unrealized loss on interest rate swap $-127,561
Total Income $32,419,972

Programs: 84% Fundraising: 1% Administrative: 14%

Total Income $32,419,972
Total expenses: $27,533,681
  Program expenses $23,248,561
  Fundraising expenses $347,328
  Administrative expenses $3,937,792
  Other expenses $0
Income in Excess of Expenses $4,886,291
Beginning Net Assets $24,990,364
Other Changes In Net Assets $167,117
Ending Net Assets $30,043,772
Total Liabilities $19,087,514
Total Assets $49,131,286

An organization may change its practices at any time without notice. A copy of this report has been shared with the organization prior to publication. It is not intended to recommend or deprecate, and is furnished solely to assist you in exercising your own judgment. If the report is about a charity and states the charity meets or does not meet the Standards for Charity Accountability, it reflects the results of an evaluation of information and materials provided voluntarily by the charity. The name Better Business Bureau is a registered service mark of the International Association of Better Business Bureaus.

This report is not to be used for fundraising or promotional purposes.

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Report completed by:
BBB Wise Giving Alliance