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CHARITY REVIEW
Issued: January 2026 Expires: January 2027

Rural Housing Development Corporation

Accredited Charity
Accredited Charity

Meets Standards
(801) 375-2205
63 N 400 W
Provo, UT, 84601
https://www.selfhelphomes.org/
📄 Full Report 🖨️ Print 📋 BBB Charity Standards

Standards For Charity Accountability

Governance

  1. Board Oversight
  2. Board Size
  3. Board Meetings
  4. Board Compensation
  5. Conflict of Interest

Measuring Effectiveness

  1. Effectiveness Policy
  2. Effectiveness Report

Finances

  1. Program Expenses
  2. Fundraising Expenses
  3. Accumulating Funds
  4. Audit Report
  5. Detailed Expense Breakdown
  6. Accurate Expense Reporting
  7. Budget Plan

Fundraising & Info

  1. Truthful Materials
  2. Annual Report
  3. Website Disclosures
  4. Donor Privacy
  5. Cause Marketing Disclosures
  6. Complaints

Rural Housing Development Corporation meets the 20 Standards for Charity Accountability.

Stated Purpose:
Rural Housing Development Corporation uses the Mutual Self-Help Housing owner-builder model to assist you in constructing your home as an owner-builder.

Year, State Incorporated:
1998, UT

Also Known As:
Self Help Homes

Rural Housing Development Corporation (RHDC) provides affordable housing opportunities through its Mutual Self-Help Housing program, a U.S. Department of Agriculture - Rural Development sponsored affordable housing program. Through the program, groups of up to 12 qualifying families will build together under the direction of a construction supervisor to use "sweat equity" as a down payment to get into a home. The families will frame, roof, paint, install cabinets, landscape, etc. to provide over 1,100 hours of labor toward the building of their homes. RHDC has helped over 600 low-income families into affordable home ownership in multiple communities throughout Utah, Juab, Washington and Wasatch Counties. These cities include Payson, Salem, Santaquin, Eagle Mountain, Saratoga Springs, Heber, Provo, Orem, Elk Ridge, LaVerkin, Nephi, Hurricane, and Toquerville cities. In many cases, RHDC provides affordable loans from the State of Utah, HUD and the local Utah Valley Consortium to leverage USDA-RD funding to help qualify families for the program. All families get Home Buyer Education and budgeting classes through RHDC partners like Community Action Agency. In order for families to obtain a building lot, RHDC also has to develop a pipeline of lots to build up to 55 homes a year. Loans from HUD through national organizations like the Housing Assistance Council or locally through the Utah Valley Home Consortium, Mountainlands Association of Governments or the State of Utah are used to develop subdivisions for the Self-Help Housing program.

For the year ended September 30, 2024, Rural Housing Development Corporation's program expenses were:

Programs $1,642,098
Total Program Expenses $1,642,098

Chief Executive
Brad Bishop, Executive Director

Compensation*
$282,374

Chair of the Board
Scott Wyckoff

Chair's Profession / Business Affiliation
Intermountain Health Care

Board Size
6

Method(s) Used:
Direct mail appeals, Invitations to fund raising events, Print advertisements (newspapers, magazines, etc.), Television, Grant proposals, Internet, Cause-related marketing (affinity credit cards, consumer product sales, etc.)

This organization is tax-exempt under section 501(c)(3) of the Internal Revenue Code. It is eligible to receive contributions deductible as charitable donations for federal income tax purposes.

The following information is based on Rural Housing Development Corporation's audited financial statements for the year ended September 30, 2024.

Source of Funds
Federal and State Grants $1,444,035
Sales Proceeds from Land Held for Sale $1,055,092
Contributions $189,047
Interest $90,958
Rent $49,658
Other $34,488
Total Income $2,863,278

Programs: 76% Fundraising: 1% Administrative: 23%

Total Income $2,863,278
Total expenses: $2,148,112
  Program expenses $1,642,098
  Fundraising expenses $21,480
  Administrative expenses $484,534
  Other expenses $0
Income in Excess of Expenses $715,166
Beginning Net Assets $18,019,735
Other Changes In Net Assets $0
Ending Net Assets $18,734,901
Total Liabilities $13,627,353
Total Assets $32,365,254

An organization may change its practices at any time without notice. A copy of this report has been shared with the organization prior to publication. It is not intended to recommend or deprecate, and is furnished solely to assist you in exercising your own judgment. If the report is about a charity and states the charity meets or does not meet the Standards for Charity Accountability, it reflects the results of an evaluation of information and materials provided voluntarily by the charity. The name Better Business Bureau is a registered service mark of the International Association of Better Business Bureaus.

This report is not to be used for fundraising or promotional purposes.

RELATED CONTENT

Report completed by:
Better Business Bureau Serving the Pacific Southwest